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It is widely believed that one of the principal reasons for low pension take up in Ireland is confusion around how pensions work. There is some truth in this as there is a lot of legislation regarding pensions but the thing is that the ordinary worker or even self-employed individual doesn’t need to know any more than around 3% of it. Think of it like this;

  • A pension is a savings account which you get tax relief on lodgements to
  • There are rules around when and how much you can withdraw from it
  • During the term of the pension you can invest your money and (hopefully) grow it, and there are enough options for doing that nowadays to cater for all risk appetites

The parts of the process which you should focus on initially are selecting an adviser you trust, communicating to them your situation and what it is you want to achieve, and deciding what level of risk you are prepared to take.

We don’t focus on selling products; we focus on you and the financial and life objectives which you want to achieve.

If you would like to know more about us check us out in the media here.

If you would like to speak to us about your retirement planning contact us now for a free no obligation chat;

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If you’re happy to start the process click here to authorise us to obtain the details of your product.

The material and information contained on this website is for general information purposes only. Neither the writer nor Highfield Financial Planning Ltd makes any warranty as to the completeness, accuracy or reliability of the information or the suitability or availability of products or services, referred to on the website, for any purpose. You should not rely on any information contained on this website as a basis for making any financial, legal, taxation or other decision. The information presented does not include all the considerations which are relevant to the topic discussed as to do so would render it un-readable. When considering any financial issue you should seek the advice of a suitably qualified adviser.

Warning: If you invest in this product you may lose some or all of the money you invest.

Warning: The value of your investment may go down as well as up. You may get back less than you invest.

Warning: This product may be affected by changes in currency exchange rates.

© Eoghan Gavigan 9 November 2020

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